What's my cash really earning?
Put in your balance and the rate it earns now. You'll find the rate in your banking app.
Checked 18 Oct 2026How it works
It works out the interest your balance earns a year at your current rate, then compares it with this week's top easy-access rates. The headline uses the best rate that holds for a full year, so the number isn't flattered by a short bonus.
More calculators
30 secondsCompound interest calculator
See how your savings grow with compound interest, with a starting amount and monthly saving, year by year.
30 secondsWhat does a regular saver really pay?See what this week's best UK regular savers actually pay over a year, in pounds.
30 secondsSavings goal calculatorFind out how long it will take to reach a savings goal, or how much to save each month to hit it by a set date.
General information, not financial advice. Calculations are estimates.